Senior Credit Analyst (F/H)

Natixis

  • Paris
  • CDI
  • Temps-plein
  • Il y a 9 jours
Job Category: RISKS & CONTROLJob Description:You join the Corporate team in the Credit Risk Department as a Senior Credit Analyst. You play an active role in the implementation of credits, including acquisition finance and structured loans, as well as in annual reviews of counterparties. The geographical area covered extends across Europe and the Middle East, with the possibility of specialising in a specific sector.On a daily basis, your tasks will be:
  • Perform the contradictory analysis of grant files, one-off applications and renewals of credit lines.
  • Engage constructively with the different business lines on the risk points and results of your analysis, affirming your position to make improvements to the applications from a credit risk perspective.
  • Interact with other departments and teams involved in decision-making, such as compliance, country risk, sector, ESR and legal teams to write informed, thorough and well-thought-out opinions.
  • Represent your views to a Risk Delegate or to the credit committees as a representative of the Risk Department for final decision making.
  • Proactively monitor the portfolio to anticipate any material deterioration in a counterparty's credit risk, with Watch List entry if necessary.
  • Ensure compliance with decision-making processes, including granting and renewing credits, monitoring files on the Watch List and setting limits at BPCE level.
As an Analyst, you will also participate in cross-functional projects (risk policies, rating methodology/LGD, portfolio reviews, stress tests, improved monitoring of operations, audits and interactions with the BPCE group and regulator, etc.).You will work in a dynamic international environment, within a community of experts that places excellence, Impact and collective action at the heart of everything she does#TransformativeFinanceThis position is based in Paris 13th with the possibility to telework.As a top employer, we put our people first. Internal mobility, career development and training programs allow you to grow and thrive throughout your career. You are operating in a hybrid, inclusive and collaborative work environment.You also have the opportunity to be involved in society and causes that are important to you through our corporate foundation.About the recruitment processYou will be contacted. e by one of our recruiters before meeting our business experts (manager, team member or business line).POSITION AND ASSIGNMENTSYou join the Corporate team in the Credit Risk Department as a Senior Credit Analyst. You play an active role in the implementation of credits, including acquisition finance and structured loans, as well as in annual reviews of counterparties. The geographical area covered extends across Europe and the Middle East, with the possibility of specialising in a specific sector.On a daily basis, your tasks will be:
  • Perform the contradictory analysis of grant files, one-off applications and renewals of credit lines.
  • Engage constructively with the different business lines on the risk points and results of your analysis, affirming your position to make improvements to the applications from a credit risk perspective.
  • Interact Automatic translation
About Us:Natixis Corporate & Investment Banking is a leading global financial institution that provides advisory, investment banking, financing, corporate banking and capital markets services to corporations, financial institutions, financial sponsors and sovereign and supranational organizations worldwide.Our teams of experts in close to 30 countries advise clients on their strategic development, helping them to grow and transform their businesses, and maximize their positive impact. Natixis CIB is committed to aligning its financing portfolio with a carbon neutrality path by 2050 while helping its clients reduce the environmental impact of their business.As part of Groupe BPCE, the second largest banking group in France through the Banque Populaire and Caisse d'Epargne retail networks, Natixis CIB benefits from the Group's financial strength and solid financial ratings (Standard & Poor's: A+, Moody's: A1, Fitch Ratings: A+, R&I: A+).

Natixis